Capital Markets Representative

Career Area:

Job Description:

Your Work Shapes the World at Caterpillar Inc.

When you join Caterpillar, you're joining a global team who cares not just about the work we do – but also about each other. We are the makers, problem solvers, and future world builders who are creating stronger, more sustainable communities. We don't just talk about progress and innovation here – we make it happen, with our customers, where we work and live. Together, we are building a better world, so we can all enjoy living in it.

Your Work Shapes the World at Caterpillar Inc.

Our common values and focus on inclusion and respect drive the decisions made by our company, teams, and people. This is why we are committed to hiring and building diverse team representatives of the customers we serve globally. When you join our team, you can apply your unique life and job experiences and work in an environment where your ideas are heard, your contributions are celebrated, and your whole-self matters.

When you join Caterpillar, you're joining a global team who cares not just about the work we do – but also about each other. We are the makers, problem solvers, and future world builders who are creating stronger, more sustainable communities. We don't just talk about progress and innovation here – we make it happen, with our customers, where we work and live. Together, we are building a better world, so we can all enjoy living in it.

About Cat Financial

Cat Financial is a subsidiary of Caterpillar Inc., the world’s leading manufacturer of construction and mining equipment, off-highway diesel and natural gas engines, industrial gas turbines and diesel-electric locomotives. For more than 40 years, Cat Financial has provided a wide range of financing solutions to customers and Cat® dealers for machines, engines, Solar® gas turbines, genuine Cat parts and services. Headquartered in Nashville, Tennessee, Cat Financial serves customers globally with offices and subsidiaries located throughout North and South America, Asia, Australia, Europe and Africa. Visit cat.com to learn more about Cat Financial.

Role Overview

The Capital Markets Representative supports the execution and ongoing administration of syndicated finance transactions. This role is responsible for activities across the transaction lifecycle, including closing documentation, bank funding, payment processing, fiscal agency responsibilities, collections, modifications, remarketing, and transaction termination or disposition.

The role may also support global bank loan participations in LoanIQ, including processing agent bank notices and related reporting. In addition to day-to-day transaction administration, this position supports quarterly, annual, and SOX reporting requirements, reviews and approves syndicated transactions, and provides training and onboarding support for new team members.

Success in this role requires strong attention to detail, sound judgment, effective problem solving, and the ability to build productive relationships with internal stakeholders and external partners.

Responsibilities

- Prepare documentation and checklists required throughout the syndication process, including review of legal documentation and payment structures.
- Confirm that required documentation and transaction conditions are satisfied before syndicated transactions are booked.
- Process and track payments associated with syndicated transactions.
- Partner with CFSC Accounting and external parties to maintain accurate payment records, investigate discrepancies, and resolve reconciliation items.
- Manage day-to-day servicing activities for syndicated transactions, including monthly and quarterly payments, accrued and one-time fees, dispositions, and terminations.
- Partner with internal CFSC stakeholders to process contract modifications and account changes, using established checklists and reviewing supporting documentation for accuracy and completeness.
- Support fiscal agency activities following transaction close, which may include collections, modifications, and remarketing processes.
- Support global bank loan participation activity in LoanIQ, including processing agent bank notices and related reporting.
- Assist with the preparation of quarterly, annual, and SOX-related reporting.
- Review and approve syndicated transactions in accordance with established processes and controls.
- Identify and resolve operational, payment, documentation, and reconciliation issues, collaborating with the appropriate internal and external stakeholders.
- Lead or support training and onboarding activities for new team members and share knowledge of established processes and practices.
- Maintain productive working relationships with clients, vendors, accounting partners, and internal teams.

Qualifications

Education and Experience

- Degree or equivalent relevant experience desired.
- Experience working with financial transactions, lending operations, syndications, loan servicing, banking, accounting, or a related financial-services function is beneficial.
- Ability to review financial and transaction documentation and identify discrepancies or issues requiring resolution.
- Experience working in a controlled environment with established documentation, review, approval, and reporting requirements is beneficial.

Key Skills and Competencies

Business Acumen

- Understands business concepts and processes and applies them when making decisions.
- Recognizes the information needed to support sound business decisions.
- Understands stakeholder priorities and incorporates them into day-to-day work.

Financial and Market Awareness

- Demonstrates awareness of relevant market participants, business conditions, and regulatory and reporting considerations.
- Collects and evaluates information relevant to business strategies and initiatives.
- Demonstrates a basic understanding of financial statements, including income statements and balance sheets, and the role financial information plays in lending decisions.

Communication

- Communicates clearly and effectively with internal stakeholders, external partners, and clients.
- Adapts written and verbal communication to the intended audience.
- Uses active listening, sound judgment, and appropriate influence to resolve issues and build alignment.
- Provides constructive guidance and coaching when training or supporting others.

Problem Solving

- Analyzes information from multiple sources to identify the root cause of transaction or process issues.
- Evaluates alternatives and develops practical resolution strategies.
- Leads or contributes to the resolution of complex or high-impact operational issues.
- Captures lessons learned and contributes to improved practices and processes.

Relationship Management and Collaboration

- Develops and maintains productive relationships with clients, vendors, peers, and internal business partners.
- Sets and communicates expectations with stakeholders.
- Works collaboratively to resolve problems and achieve mutually beneficial outcomes.
- Helps support teams understand client and stakeholder priorities.

Flexibility and Adaptability

- Works effectively when priorities, processes, or circumstances change.
- Makes progress in situations involving ambiguity or incomplete information.
- Applies previous experience to new situations and helps others navigate change.

Negotiation and Influence

- Approaches differences constructively and focuses on issues rather than personalities.
- Uses active listening and thoughtful questions to understand stakeholder needs.
- Seeks collaborative, mutually beneficial resolutions while clearly communicating business requirements.